Cost of Living in Elmira, NY
Overall index: 57 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 25 | -75% | $610 |
| Transportation | 112 | +12% | $3.50 |
| Food | 58 | -42% | $238 |
| Utilities | 63 | -37% | $45 |
| Healthcare | 63 | -37% | $33 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Elmira?
A single adult living comfortably in Elmira, NY needs approximately $19,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Elmira, NY?
The overall cost of living in Elmira, NY is 43% lower than the US national average (index: 57 where 100 = national average).
How much is rent in Elmira, NY?
Average rent for a 1-bedroom apartment in Elmira, NY is about $610/month.
Is Elmira, NY expensive to live in?
No, Elmira, NY is affordable (below national average).
What salary do I need to live in Elmira, NY?
A single adult needs roughly $19,950/year to cover basic living costs in Elmira, NY.