Cost of Living in Ellicott City, MD
Overall index: 163 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 185 | +85% | $1,401 |
| Transportation | 99 | -1% | $3.50 |
| Food | 211 | +111% | $865 |
| Utilities | 143 | +43% | $333 |
| Healthcare | 143 | +43% | $241 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ellicott City?
A single adult living comfortably in Ellicott City, MD needs approximately $57,050 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ellicott City, MD?
The overall cost of living in Ellicott City, MD is 63% higher than the US national average (index: 163 where 100 = national average).
How much is rent in Ellicott City, MD?
Average rent for a 1-bedroom apartment in Ellicott City, MD is about $1,401/month.
Is Ellicott City, MD expensive to live in?
Yes, Ellicott City, MD is considered expensive (index above national average).
What salary do I need to live in Ellicott City, MD?
A single adult needs roughly $57,050/year to cover basic living costs in Ellicott City, MD.