Cost of Living in Destin, FL
Overall index: 118 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 131 | +31% | $1,339 |
| Transportation | 96 | -4% | $3.50 |
| Food | 119 | +19% | $488 |
| Utilities | 116 | +16% | $236 |
| Healthcare | 116 | +16% | $170 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Destin?
A single adult living comfortably in Destin, FL needs approximately $41,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Destin, FL?
The overall cost of living in Destin, FL is 18% higher than the US national average (index: 118 where 100 = national average).
How much is rent in Destin, FL?
Average rent for a 1-bedroom apartment in Destin, FL is about $1,339/month.
Is Destin, FL expensive to live in?
Yes, Destin, FL is considered expensive (index above national average).
What salary do I need to live in Destin, FL?
A single adult needs roughly $41,300/year to cover basic living costs in Destin, FL.