Cost of Living in Derby, CT
Overall index: 87 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
87
↓ -13% vs US
Cost Breakdown by Category
Housing
70
↓ -30% vs US
$1,017 Median rent (1BR)
Transportation
107
↑ +7% vs US
$3.50 Gas price (gal)
Food
102
↔ +2% vs US
$418 Groceries / month
Utilities
85
↓ -15% vs US
$126 Utilities / month
Healthcare
85
↓ -15% vs US
$91 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 70 | -30% | $1,017 |
| Transportation | 107 | +7% | $3.50 |
| Food | 102 | +2% | $418 |
| Utilities | 85 | -15% | $126 |
| Healthcare | 85 | -15% | $91 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Derby?
A single adult living comfortably in Derby, CT needs approximately $30,450 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Derby, CT?
The overall cost of living in Derby, CT is 13% lower than the US national average (index: 87 where 100 = national average).
How much is rent in Derby, CT?
Average rent for a 1-bedroom apartment in Derby, CT is about $1,017/month.
Is Derby, CT expensive to live in?
No, Derby, CT is affordable (below national average).
What salary do I need to live in Derby, CT?
A single adult needs roughly $30,450/year to cover basic living costs in Derby, CT.