Cost of Living in Derby, CO
Overall index: 97 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 91 | -9% | $1,205 |
| Transportation | 102 | +2% | $3.50 |
| Food | 105 | +5% | $431 |
| Utilities | 96 | -4% | $164 |
| Healthcare | 96 | -4% | $118 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Derby?
A single adult living comfortably in Derby, CO needs approximately $33,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Derby, CO?
The overall cost of living in Derby, CO is 3% lower than the US national average (index: 97 where 100 = national average).
How much is rent in Derby, CO?
Average rent for a 1-bedroom apartment in Derby, CO is about $1,205/month.
Is Derby, CO expensive to live in?
Costs in Derby, CO are roughly in line with the national average.
What salary do I need to live in Derby, CO?
A single adult needs roughly $33,950/year to cover basic living costs in Derby, CO.