Cost of Living in Cottonwood, AZ
Overall index: 84 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 82 | -18% | $756 |
| Transportation | 98 | -2% | $3.50 |
| Food | 63 | -37% | $258 |
| Utilities | 91 | -9% | $148 |
| Healthcare | 91 | -9% | $107 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Cottonwood?
A single adult living comfortably in Cottonwood, AZ needs approximately $29,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Cottonwood, AZ?
The overall cost of living in Cottonwood, AZ is 16% lower than the US national average (index: 84 where 100 = national average).
How much is rent in Cottonwood, AZ?
Average rent for a 1-bedroom apartment in Cottonwood, AZ is about $756/month.
Is Cottonwood, AZ expensive to live in?
No, Cottonwood, AZ is affordable (below national average).
What salary do I need to live in Cottonwood, AZ?
A single adult needs roughly $29,400/year to cover basic living costs in Cottonwood, AZ.