Cost of Living in Commerce, TX
Overall index: 60 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 36 | -64% | $631 |
| Transportation | 101 | +1% | $3.50 |
| Food | 58 | -42% | $238 |
| Utilities | 68 | -32% | $65 |
| Healthcare | 68 | -32% | $47 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Commerce?
A single adult living comfortably in Commerce, TX needs approximately $21,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Commerce, TX?
The overall cost of living in Commerce, TX is 40% lower than the US national average (index: 60 where 100 = national average).
How much is rent in Commerce, TX?
Average rent for a 1-bedroom apartment in Commerce, TX is about $631/month.
Is Commerce, TX expensive to live in?
No, Commerce, TX is affordable (below national average).
What salary do I need to live in Commerce, TX?
A single adult needs roughly $21,000/year to cover basic living costs in Commerce, TX.