Cost of Living in Clearwater, FL
Overall index: 95 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 94 | -6% | $1,077 |
| Transportation | 102 | +2% | $3.50 |
| Food | 86 | -14% | $353 |
| Utilities | 97 | -3% | $169 |
| Healthcare | 97 | -3% | $122 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Clearwater?
A single adult living comfortably in Clearwater, FL needs approximately $33,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Clearwater, FL?
The overall cost of living in Clearwater, FL is 5% lower than the US national average (index: 95 where 100 = national average).
How much is rent in Clearwater, FL?
Average rent for a 1-bedroom apartment in Clearwater, FL is about $1,077/month.
Is Clearwater, FL expensive to live in?
Costs in Clearwater, FL are roughly in line with the national average.
What salary do I need to live in Clearwater, FL?
A single adult needs roughly $33,250/year to cover basic living costs in Clearwater, FL.