Cost of Living in Clayton, NJ
Overall index: 90 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 70 | -30% | $843 |
| Transportation | 106 | +6% | $3.50 |
| Food | 120 | +20% | $492 |
| Utilities | 85 | -15% | $126 |
| Healthcare | 85 | -15% | $91 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Clayton?
A single adult living comfortably in Clayton, NJ needs approximately $31,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Clayton, NJ?
The overall cost of living in Clayton, NJ is 10% lower than the US national average (index: 90 where 100 = national average).
How much is rent in Clayton, NJ?
Average rent for a 1-bedroom apartment in Clayton, NJ is about $843/month.
Is Clayton, NJ expensive to live in?
Costs in Clayton, NJ are roughly in line with the national average.
What salary do I need to live in Clayton, NJ?
A single adult needs roughly $31,500/year to cover basic living costs in Clayton, NJ.