Cost of Living in Clay, AL
Overall index: 81 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
81
↓ -19% vs US
Cost Breakdown by Category
Housing
57
↓ -43% vs US
$961 Median rent (1BR)
Transportation
100
↔ +0% vs US
$3.50 Gas price (gal)
Food
115
↑ +15% vs US
$472 Groceries / month
Utilities
79
↓ -21% vs US
$103 Utilities / month
Healthcare
79
↓ -21% vs US
$74 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 57 | -43% | $961 |
| Transportation | 100 | +0% | $3.50 |
| Food | 115 | +15% | $472 |
| Utilities | 79 | -21% | $103 |
| Healthcare | 79 | -21% | $74 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Clay?
A single adult living comfortably in Clay, AL needs approximately $28,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Clay, AL?
The overall cost of living in Clay, AL is 19% lower than the US national average (index: 81 where 100 = national average).
How much is rent in Clay, AL?
Average rent for a 1-bedroom apartment in Clay, AL is about $961/month.
Is Clay, AL expensive to live in?
No, Clay, AL is affordable (below national average).
What salary do I need to live in Clay, AL?
A single adult needs roughly $28,350/year to cover basic living costs in Clay, AL.