Cost of Living in Chico, CA
Overall index: 115 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 131 | +31% | $1,009 |
| Transportation | 106 | +6% | $3.50 |
| Food | 91 | -9% | $373 |
| Utilities | 116 | +16% | $236 |
| Healthcare | 116 | +16% | $170 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Chico?
A single adult living comfortably in Chico, CA needs approximately $40,250 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Chico, CA?
The overall cost of living in Chico, CA is 15% higher than the US national average (index: 115 where 100 = national average).
How much is rent in Chico, CA?
Average rent for a 1-bedroom apartment in Chico, CA is about $1,009/month.
Is Chico, CA expensive to live in?
Yes, Chico, CA is considered expensive (index above national average).
What salary do I need to live in Chico, CA?
A single adult needs roughly $40,250/year to cover basic living costs in Chico, CA.