Cost of Living in Chelsea, MA
Overall index: 120 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 137 | +37% | $1,301 |
| Transportation | 110 | +10% | $3.50 |
| Food | 97 | -3% | $398 |
| Utilities | 119 | +19% | $247 |
| Healthcare | 119 | +19% | $178 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Chelsea?
A single adult living comfortably in Chelsea, MA needs approximately $42,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Chelsea, MA?
The overall cost of living in Chelsea, MA is 20% higher than the US national average (index: 120 where 100 = national average).
How much is rent in Chelsea, MA?
Average rent for a 1-bedroom apartment in Chelsea, MA is about $1,301/month.
Is Chelsea, MA expensive to live in?
Yes, Chelsea, MA is considered expensive (index above national average).
What salary do I need to live in Chelsea, MA?
A single adult needs roughly $42,000/year to cover basic living costs in Chelsea, MA.