Cost of Living in Chatham, IL
Overall index: 92 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 67 | -33% | $810 |
| Transportation | 100 | +0% | $3.50 |
| Food | 142 | +42% | $582 |
| Utilities | 84 | -16% | $121 |
| Healthcare | 84 | -16% | $87 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Chatham?
A single adult living comfortably in Chatham, IL needs approximately $32,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Chatham, IL?
The overall cost of living in Chatham, IL is 8% lower than the US national average (index: 92 where 100 = national average).
How much is rent in Chatham, IL?
Average rent for a 1-bedroom apartment in Chatham, IL is about $810/month.
Is Chatham, IL expensive to live in?
Costs in Chatham, IL are roughly in line with the national average.
What salary do I need to live in Chatham, IL?
A single adult needs roughly $32,200/year to cover basic living costs in Chatham, IL.