Cost of Living in Charlottesville, VA
Overall index: 114 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 129 | +29% | $1,017 |
| Transportation | 102 | +2% | $3.50 |
| Food | 94 | -6% | $385 |
| Utilities | 115 | +15% | $232 |
| Healthcare | 115 | +15% | $168 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Charlottesville?
A single adult living comfortably in Charlottesville, VA needs approximately $39,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Charlottesville, VA?
The overall cost of living in Charlottesville, VA is 14% higher than the US national average (index: 114 where 100 = national average).
How much is rent in Charlottesville, VA?
Average rent for a 1-bedroom apartment in Charlottesville, VA is about $1,017/month.
Is Charlottesville, VA expensive to live in?
Yes, Charlottesville, VA is considered expensive (index above national average).
What salary do I need to live in Charlottesville, VA?
A single adult needs roughly $39,900/year to cover basic living costs in Charlottesville, VA.