Cost of Living in Charlotte, NC
Overall index: 102 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 101 | +1% | $1,053 |
| Transportation | 102 | +2% | $3.50 |
| Food | 105 | +5% | $431 |
| Utilities | 101 | +1% | $182 |
| Healthcare | 101 | +1% | $131 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Charlotte?
A single adult living comfortably in Charlotte, NC needs approximately $35,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Charlotte, NC?
The overall cost of living in Charlotte, NC is 2% higher than the US national average (index: 102 where 100 = national average).
How much is rent in Charlotte, NC?
Average rent for a 1-bedroom apartment in Charlotte, NC is about $1,053/month.
Is Charlotte, NC expensive to live in?
Costs in Charlotte, NC are roughly in line with the national average.
What salary do I need to live in Charlotte, NC?
A single adult needs roughly $35,700/year to cover basic living costs in Charlotte, NC.