Cost of Living in Charlestown, IN
Overall index: 78 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 55 | -45% | $632 |
| Transportation | 98 | -2% | $3.50 |
| Food | 104 | +4% | $426 |
| Utilities | 78 | -22% | $99 |
| Healthcare | 78 | -22% | $72 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Charlestown?
A single adult living comfortably in Charlestown, IN needs approximately $27,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Charlestown, IN?
The overall cost of living in Charlestown, IN is 22% lower than the US national average (index: 78 where 100 = national average).
How much is rent in Charlestown, IN?
Average rent for a 1-bedroom apartment in Charlestown, IN is about $632/month.
Is Charlestown, IN expensive to live in?
No, Charlestown, IN is affordable (below national average).
What salary do I need to live in Charlestown, IN?
A single adult needs roughly $27,300/year to cover basic living costs in Charlestown, IN.