Cost of Living in Cambridge, MD
Overall index: 81 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 73 | -27% | $680 |
| Transportation | 106 | +6% | $3.50 |
| Food | 62 | -38% | $254 |
| Utilities | 87 | -13% | $131 |
| Healthcare | 87 | -13% | $95 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Cambridge?
A single adult living comfortably in Cambridge, MD needs approximately $28,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Cambridge, MD?
The overall cost of living in Cambridge, MD is 19% lower than the US national average (index: 81 where 100 = national average).
How much is rent in Cambridge, MD?
Average rent for a 1-bedroom apartment in Cambridge, MD is about $680/month.
Is Cambridge, MD expensive to live in?
No, Cambridge, MD is affordable (below national average).
What salary do I need to live in Cambridge, MD?
A single adult needs roughly $28,350/year to cover basic living costs in Cambridge, MD.