Cost of Living in Caldwell, NJ
Overall index: 138 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 162 | +62% | $1,356 |
| Transportation | 101 | +1% | $3.50 |
| Food | 136 | +36% | $558 |
| Utilities | 131 | +31% | $292 |
| Healthcare | 131 | +31% | $211 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Caldwell?
A single adult living comfortably in Caldwell, NJ needs approximately $48,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Caldwell, NJ?
The overall cost of living in Caldwell, NJ is 38% higher than the US national average (index: 138 where 100 = national average).
How much is rent in Caldwell, NJ?
Average rent for a 1-bedroom apartment in Caldwell, NJ is about $1,356/month.
Is Caldwell, NJ expensive to live in?
Yes, Caldwell, NJ is considered expensive (index above national average).
What salary do I need to live in Caldwell, NJ?
A single adult needs roughly $48,300/year to cover basic living costs in Caldwell, NJ.