Cost of Living in Buffalo, NY
Overall index: 67 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 44 | -56% | $692 |
| Transportation | 107 | +7% | $3.50 |
| Food | 64 | -36% | $262 |
| Utilities | 72 | -28% | $79 |
| Healthcare | 72 | -28% | $57 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Buffalo?
A single adult living comfortably in Buffalo, NY needs approximately $23,450 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Buffalo, NY?
The overall cost of living in Buffalo, NY is 33% lower than the US national average (index: 67 where 100 = national average).
How much is rent in Buffalo, NY?
Average rent for a 1-bedroom apartment in Buffalo, NY is about $692/month.
Is Buffalo, NY expensive to live in?
No, Buffalo, NY is affordable (below national average).
What salary do I need to live in Buffalo, NY?
A single adult needs roughly $23,450/year to cover basic living costs in Buffalo, NY.