Cost of Living in Brainerd, MN
Overall index: 72 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 51 | -49% | $594 |
| Transportation | 109 | +9% | $3.50 |
| Food | 72 | -28% | $295 |
| Utilities | 76 | -24% | $92 |
| Healthcare | 76 | -24% | $66 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Brainerd?
A single adult living comfortably in Brainerd, MN needs approximately $25,200 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Brainerd, MN?
The overall cost of living in Brainerd, MN is 28% lower than the US national average (index: 72 where 100 = national average).
How much is rent in Brainerd, MN?
Average rent for a 1-bedroom apartment in Brainerd, MN is about $594/month.
Is Brainerd, MN expensive to live in?
No, Brainerd, MN is affordable (below national average).
What salary do I need to live in Brainerd, MN?
A single adult needs roughly $25,200/year to cover basic living costs in Brainerd, MN.