Cost of Living in Bluffton, IN
Overall index: 65 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 39 | -61% | $571 |
| Transportation | 99 | -1% | $3.50 |
| Food | 78 | -22% | $320 |
| Utilities | 70 | -30% | $70 |
| Healthcare | 70 | -30% | $51 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Bluffton?
A single adult living comfortably in Bluffton, IN needs approximately $22,750 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Bluffton, IN?
The overall cost of living in Bluffton, IN is 35% lower than the US national average (index: 65 where 100 = national average).
How much is rent in Bluffton, IN?
Average rent for a 1-bedroom apartment in Bluffton, IN is about $571/month.
Is Bluffton, IN expensive to live in?
No, Bluffton, IN is affordable (below national average).
What salary do I need to live in Bluffton, IN?
A single adult needs roughly $22,750/year to cover basic living costs in Bluffton, IN.