Cost of Living in Bay St. Louis, MS
Overall index: 84 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 67 | -33% | $797 |
| Transportation | 107 | +7% | $3.50 |
| Food | 94 | -6% | $385 |
| Utilities | 84 | -16% | $121 |
| Healthcare | 84 | -16% | $87 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Bay St. Louis?
A single adult living comfortably in Bay St. Louis, MS needs approximately $29,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Bay St. Louis, MS?
The overall cost of living in Bay St. Louis, MS is 16% lower than the US national average (index: 84 where 100 = national average).
How much is rent in Bay St. Louis, MS?
Average rent for a 1-bedroom apartment in Bay St. Louis, MS is about $797/month.
Is Bay St. Louis, MS expensive to live in?
No, Bay St. Louis, MS is affordable (below national average).
What salary do I need to live in Bay St. Louis, MS?
A single adult needs roughly $29,400/year to cover basic living costs in Bay St. Louis, MS.