Cost of Living in Ashland, KY
Overall index: 64 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 36 | -64% | $601 |
| Transportation | 110 | +10% | $3.50 |
| Food | 70 | -30% | $287 |
| Utilities | 68 | -32% | $65 |
| Healthcare | 68 | -32% | $47 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ashland?
A single adult living comfortably in Ashland, KY needs approximately $22,400 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ashland, KY?
The overall cost of living in Ashland, KY is 36% lower than the US national average (index: 64 where 100 = national average).
How much is rent in Ashland, KY?
Average rent for a 1-bedroom apartment in Ashland, KY is about $601/month.
Is Ashland, KY expensive to live in?
No, Ashland, KY is affordable (below national average).
What salary do I need to live in Ashland, KY?
A single adult needs roughly $22,400/year to cover basic living costs in Ashland, KY.