Cost of Living in Annapolis, MD
Overall index: 131 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 147 | +47% | $1,299 |
| Transportation | 101 | +1% | $3.50 |
| Food | 140 | +40% | $574 |
| Utilities | 124 | +24% | $265 |
| Healthcare | 124 | +24% | $191 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Annapolis?
A single adult living comfortably in Annapolis, MD needs approximately $45,850 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Annapolis, MD?
The overall cost of living in Annapolis, MD is 31% higher than the US national average (index: 131 where 100 = national average).
How much is rent in Annapolis, MD?
Average rent for a 1-bedroom apartment in Annapolis, MD is about $1,299/month.
Is Annapolis, MD expensive to live in?
Yes, Annapolis, MD is considered expensive (index above national average).
What salary do I need to live in Annapolis, MD?
A single adult needs roughly $45,850/year to cover basic living costs in Annapolis, MD.