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Concord, CA vs Santa Cruz, CA: Cost of Living Comparison

Concord has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Concord Santa Cruz Cheaper
Overall cost of living 168 230 Concord
Housing 217 ($1,558) 339 ($1,611) Concord
Transportation 103 ($3.50) 105 ($3.50) Concord
Food & groceries 146 ($599) 149 ($611) Concord
Utilities 159 ($391) 220 ($610) Concord
Healthcare 159 ($282) 220 ($441) Concord
Median annual wage 120 ($58,240) 120 ($58,240) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Concord, CA or Santa Cruz, CA cheaper to live in?

Concord, CA is cheaper overall by about 62 index points (Concord, CA: 168, Santa Cruz, CA: 230; 100 = US national average).

What salary do I need in Concord, CA vs Santa Cruz, CA?

A single adult needs roughly $58,800/year in Concord, CA and $80,500/year in Santa Cruz, CA to cover basic living costs.

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