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Chicago, IL vs Elgin, IL: Cost of Living Comparison

Elgin has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Chicago Elgin Cheaper
Overall cost of living 98 90 Elgin
Housing 91 ($966) 72 ($882) Elgin
Transportation 109 ($3.50) 105 ($3.50) Elgin
Food & groceries 101 ($414) 118 ($484) Chicago
Utilities 96 ($164) 86 ($130) Elgin
Healthcare 96 ($118) 86 ($94) Elgin
Median annual wage 107 ($51,960) 107 ($51,960) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Chicago, IL or Elgin, IL cheaper to live in?

Elgin, IL is cheaper overall by about 8 index points (Chicago, IL: 98, Elgin, IL: 90; 100 = US national average).

What salary do I need in Chicago, IL vs Elgin, IL?

A single adult needs roughly $34,300/year in Chicago, IL and $31,500/year in Elgin, IL to cover basic living costs.

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