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Baltimore, MD vs Germantown, MD: Cost of Living Comparison

Baltimore has the lower overall cost of living. (100 = US national average)

Category-by-Category Comparison

Category Baltimore Germantown Cheaper
Overall cost of living 79 118 Baltimore
Housing 63 ($903) 115 ($1,385) Baltimore
Transportation 106 ($3.50) 103 ($3.50) Germantown
Food & groceries 80 ($328) 150 ($615) Baltimore
Utilities 82 ($113) 108 ($207) Baltimore
Healthcare 82 ($82) 108 ($150) Baltimore
Median annual wage 123 ($59,510) 123 ($59,510) Tie

Index 100 = US national average. Lower = cheaper. For wage, higher = better.

Frequently Asked Questions

Is Baltimore, MD or Germantown, MD cheaper to live in?

Baltimore, MD is cheaper overall by about 39 index points (Baltimore, MD: 79, Germantown, MD: 118; 100 = US national average).

What salary do I need in Baltimore, MD vs Germantown, MD?

A single adult needs roughly $27,650/year in Baltimore, MD and $41,300/year in Germantown, MD to cover basic living costs.

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